Finance solutions for you

For singles, couples and families large and small, we've tailored finance options to help bring your next Volkswagen or ŠKODA within reach.*

Consumer Loan. A loan on your terms.

Fast and affordable, a Consumer Loan can get you in a Certified Pre-Owned vehicle sooner. Customise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With competitive interest rates and 100% finance for approved customers, you can plan your money, your way. 

Consumer Loan

Your benefits

  • Flexible loan term of up to 7 years
  • Option to add a deposit or balloon payment at the end of your loan to reduce monthly repayments
  • Competitive interest rate helps you save money
  • No additional security is needed for approved applicants
  • No annual charges or account keeping fees

Novated Lease. Make your money work for you.

A Novated Lease is a finance option that could save you thousands compared to buying a vehicle after tax. Simply put, it’s an agreement between you, your employer and Volkswagen Financial Services or ŠKODA Financial Services. It works by the dealer leasing you the vehicle and your employer making payments from your pre-tax income for a set amount of time. 

Novated Finance

Your benefits

  • Save money by paying for your new vehicle from your pre-tax income
  • No annual charges or account keeping fees
  • Flexible loan terms of up to 5 years
  • Option to bundle your registration, Compulsory Third Party Insurance (CTP), comprehensive insurance, and on-road costs with your monthly repayments
  • Employers could attract and keep talented staff with cost effective finance and text deductible repayments.

How it works

Got your eye on an upgrade? With a Novated Lease you can take out a new lease and upgrade to the latest model at the end of your term.

Leaving your job? Your new employer will need to take over the Novated Lease payments by renewing their novation agreement.

Take your next step